Yes - sometimes workers' comp is your only path, and sometimes it is only half the case. Picture this in Mitchell: you're driving past lane shifts on I-90 near Exit 332 during...

No. If you were an Uber passenger when the crash happened, Uber coverage can still apply even if the grain truck or another vehicle caused it. South Dakota is an at-fault...

The adjuster is about to ask, "What was the date of the crash?" Your answer matters because in South Dakota, that date usually starts the clock, not the date you realized you...

If the ER doctor said the crash aggravated your knee, the insurance company will use that same record to argue it was all old damage. From the insurer's side, this is the play:...

The most important thing: VA treatment does not erase your South Dakota injury claim, but you must connect the airbag to the fracture with records the insurer cannot easily...

You have 3 years from the crash date to file a South Dakota injury lawsuit, or you can lose the right to force payment. The insurance company will usually tell you to wait...

"Were you allowed to be there, and can you prove who you are?" That is the question the adjuster is about to ask, because your answer can shape whether they treat this as a...

The adjuster is about to ask, "Are you done treating?" Your answer matters because once you settle, you usually cannot come back later for the cost of injections, surgery,...

The biggest mistake is taking the insurance adjuster at face value and thinking you can just sign for your child and be done. You usually cannot wrap up a minor's injury claim...

As of July 1, 2025, South Dakota's civil filing fees increased in several state courts, so delay costs more now and the insurance company knows it. If an adjuster in Pierre is...

No. In South Dakota, delayed treatment does not automatically kill an injury claim. The myth is that if you did not go straight from the scene to an ER, the insurance company...